June 2017

Fund Savings Plan Choices with or without Robo-Advice

Konstantin Braüer (Goethe University, Frankfurt), Andreas Hackethal (Goethe University, Frankfurt), Sebastian Scheurle (McKinsey & Company, Inc, Goethe University, Frankfurt)

November 2016

Study on Access to Comprehensive Financial Guidance for Consumers

Report conducted by the OEE in partnership with the Personal Finance Research Centre, the Institute for Financial Services e.V., the National Institute for Family Finance Information, the RMIT University, the Aarhus University

February 2016

Intermediated Family Contracts

Robert J. Gary-Bobo (CREST, ENSAE) and Meryam Zaiem (CREST, ENSAE)

October 2015

Effects of the great recession on European household savings behavior and long-term beliefs

Study conducted by Rob Alessie, Viola Angelini (University of Groningen), Agar Brugiavini, Danilo Cavapozzi (Ca’ Foscari University of Venice), Martina Celidoni, Guglielmo Weber (University of Padua)

October 2014

Targeted analysis of the saving needs of current retirees resulting from recent pension reform acts with French Data

Christophe Daniel (GRANEM, University of d’Angers), Anne Lavigne (LEO, University of Orléans), Stéphane Mottet (GRIEF, University of Poitiers), Jésus-Herell Nze Obame (GRANEM, University of Angers), Bruno Séjourné (GRANEM, University of Angers), Christian Tagne (LEO, University of Orléans)

April 2014

Are retail traders compensated for providing liquidity?

Study produced by Jean-Noel Barrot (MIT Sloan), Ron Kaniel (Simon School of Business at University of Rochester and CEPR) and David Sraer (Princeton University and NBER)

January 2014

Household structure and household wealth in the Euro area

February 2013

Familiarity versus Opportunity in Household Financial Behavior

Nicola Fuchs-Schuendeln (Goethe University Frankfurt, CFS, CEPR and NBER) & Michael Haliassos (Goethe University Frankfurt, CFS, CEPR and NETSPAR)

January 2013

Investment in Financial Literacy, Social Security and Portfolio Choice

Tullio Jappelli (University of Naples Federico II, CSEF and CEPR) & Mario Padula (Ca’ Foscari University of Venice, CSEF et CEPR)

October 2011

The retirement savings gap in Europe

Briefing paper by André Cappon (CBM-Group) for the OEE

September 2011

How the Crisis has Changed the Way We Save

André Masson (PSE-EHESS) & Luc Arrondel (PSE-CNRS)

February 2011

European Survey of Consumer Finances

Janus Capital


The Impact of the Crisis on Attitudes Towards Risk

André de Palma (ENS Cachan) & Nathalie Picard (University of Cergy-Pontoise) for the OEE

November 2010

Who takes risks when and why: Determinants of changes in investor risk taking

Martin Weber, Alen Nosic (Univeristy of Mannheim) & Elke U. Weber (Colombia Business School) for the OEE

October 2010

The Beliefs of Others – Naive Realism and Investment Decisions

Daniel Eagan (Behavioural Finance, Barclays Wealth, London), Christoph Merkle (University of Mannheim) & Martin Weber (University of Mannheim)

April 2010

Portfolio Choice, Over-Confidence & Disposition Bias

Maxime Merli (University of Strasbourg) for the OEE

September 2009

Investor Behaviour in the Post-Global Financial Crisis Era

Bella Caridade-Ferreira (Lipper FMI) for the OEE

June 2009

The Portfolio Effect of Pension Reforms

Renata Bottazzi (University of Bologne), Tullio Jappelli (University of Naples, CSEF & CEPR) & Mario Padula (University of Venice & CSEF) for the OEE

November 2008

Saving Rates & House Price Dynamics in Europe: Structural Modeling & Implications for the Future

Elsa Fornero (University of Turin, CeRP), Mariacristina Rossi (University of Rome, CeRP) & Claudio Morana (University of Turin) for the OEE

October 2008

Individual Preferences, Saving & Wealth Management

André Masson (PSE-EHESS) & Luc Arrondel (PSE-CNRS) for the OEE

February 2008

Towards a Common Operational European Definition of Over-Indebtedness

Conducted by the OEE, the CEPS (Centre for European Policy Studies) & the PFRC (Personal Finance Research Centre, Bristol University) for the European Commission Directorate-General for Employment, Social Affairs and Equal Opportunities

For more information, consult the European Commission Directorate-General website: Employment, Social Affairs & Inclusion

October 2007

Economic integration and mature portfolios

Dimitris Christelis, Dimitris Georgarakos & Michael Haliassos for the OEE

September 2007

Financial intermediation in developed countries: heterogeneity, lengthening and risk transfer

New version of previous study entitled ‘The Final Destination of Household Financial Wealth’.Michel Boutillier, Nathalie Lévy & Valérie Oheix for the OEE

May 2007

Has French Household Saving & Indebtment Behaviour Become Unusual?

Didier Davydoff & Grégoire Naacke (OEE) for the French Banking Federation

December 2005

Financing of Housing by Households in Europe

Maxime Chodorge, Thierry Debrand, Michel Mouillart, Claude Taffin & Marielle Thomas for the OEE

August 2005

Household Indebtedness in Europe

Conducted by the OEE for the Comité Consultatif du Secteur Financier (Advisory Board of the Financial Sector)

Click here to see the study (French only)

July 2005

Aging and asset prices

Axel Börsch-Supan, Alexander Ludwig & Mathias Sommer from the Mannheim Research Institute for the Economics of Aging (MEA) for the OEE and the Fonds de Réserve pour les Retraites (FFR)

July 2004

Investment & Indebtedness Behaviour of Households in 'New' Europe

Conducted by André Babeau for the OEE in collaboration with Pioneer Investments and its UCI-New Europe division

January 2004

Household Indebtedness from 1995 to 2002

Conducted by the OEE for the Comité consultatif du Conseil national du crédit et du titre

December 2002

The Role of Shares in Household Wealth - International Measures & Comparisons

Conducted by the Comissariat Général du Plan in collaboration with Annick Guilloux, Olivier Garnier & Guilhem Bentoglio

To see the study, click here

September 2002


Conducted by OEE in collaboration with Pioneer Investments and the OCDE and published by the OCDE

May 2002

Stockholding : A european comparison

Tullio Japelli, Luigi Guiso & Michael Haliassos for the OEE

October 2001

The composition of financial wealth & the flow of household financial investments in Europe & the USA from 1995 to 1999

Conducted by the OEE for the Commissariat Général du Plan

January 2001

The Final destination of European households savings

Conducted by MODEM & GEAPE for the OEE

October 2000

Household Resources & Their Usage in Europe

Conducted by CREP SA for the OEE