Studies realised by Anthony Bellofatto (UC Louvain), Marie-Hélène Broihanne (EM Strasbourg Business School), Rudy De Winne (UCLouvain), Catherine D’Hondt (Edhec Business School), Maxime Merli (EM Strasbourg Business School), Hava Orkut (EM Strasbourg Business School), Patrick Roger (EM Strasbourg Business School)

Study conducted by Nicola Fuchs-Schuendeln (Goethe University Frankfurt, CFS, CEPR and NBER) and Michael Haliassos (Goethe University Frankfurt, CFS, CEPR and NETSPAR)

Study conducted by Tullio Jappelli (University of Naples Federico II, CSEF and CEPR) and Mario Padula (Ca’ Foscari University of Venice, CSEF et CEPR)

Study realised by Flavia Coda Moscarola, Elsa Fornero, Agnese Romiti, Mariacristina Rossi, Dario Sansone, Maria Cesira Urzì Brancati (Turin University and CeRP-Collegio Carlo Alberto)