Studies by Philippe Bertrand (Aix-Marseille Université, Aix-Marseille Graduate School of Management – IAE, KEDGE BS Marseille, Aix-Marseille School of Economics) and Jean-Luc Prigent (THEMA, University of Cergy-Pontoise, LabeX MME-DII)
Study realised by Robert J. Gary-Bobo (CREST, ENSAE) and Meryam Zaiem (CREST, ENSAE)
Didier Davydoff (OEE), with Laetitia Gabaut (OEE) and Li Qin-Kuhry (IODS), at the demand of the Fédération Bancaire Française (FBF)
Study realised by Yannick L’Horty (University of Evry-Val-d’Essonne)