Study realised by Tiziana Assenza (Toulouse School of Economics, University of Toulouse Capitole), Alberto Cardaci (Goethe University Frankfurt) and Michael Haliassos (Goethe University Frankfurt and CEPR)

Study realised by Mikkel Barslund (CEPS), Ales Chmelar (CEPS), Florence Legros (Paris Dauphine University & CEPS)

Projec conducted by the OEE, the CEPS (Centre for European Policy Studies) and the PFRC (Personal Finance Research Centre, Université de Bristol) for the European Commission Directorate-General for Employment, Social Affairs and Equal Opportunities
For more informatio,, consul the European Commission Directorate-General website : Employment, Social Affairs & Inclusion

Study realised by Didier Davydoff, Laurent Grillet Aubert and Grégoire Naacke (OEE) for the Comité Consultatif du Secteur Financier (Advisory Board of the Financial Sector)