Study realised by Tiziana Assenza (Toulouse School of Economics, University of Toulouse Capitole), Alberto Cardaci (Goethe University Frankfurt) and Michael Haliassos (Goethe University Frankfurt and CEPR)

Study realised by Dimitris Christelis (University of Glasgow, CSEF and CFS), Dimitris Georgarakos (European Central Bank and CFS), Tullio Jappelli (University of Naples Federico II, CSEF and CEPR) and Geoff Kenny (European Central Bank)

Study conducted by Sebastien Betermier (McGill University), Laurent Calvet (EDHEC Business School), Jens Kvaerner (Tilburg University)

Study conducted by Fabio C. Bagliano (Turin University & CeRP (Collegio Alberto)), R. Corvino (Cass Business School), Carolina Fugazza (Turin University & CeRP (Collegio Alberto)) and Giovanna Nicodano (Turin University & CeRP (Collegio Alberto) and Netspar)

Studies realised by Anthony Bellofatto (UC Louvain), Marie-Hélène Broihanne (EM Strasbourg Business School), Rudy De Winne (UCLouvain), Catherine D’Hondt (Edhec Business School), Maxime Merli (EM Strasbourg Business School), Hava Orkut (EM Strasbourg Business School), Patrick Roger (EM Strasbourg Business School)

Study realised by Konstantin Braüer (Goethe University, Frankfurt), Andreas Hackethal (Goethe University, Frankfurt), Sebastian Scheurle (McKinsey & Company, Inc & Goethe University, Frankfurt)

Study by Ling-Ni Boon (Université Paris-Dauphine, Tilburg University), Marie Brière (Amundi Investor Research Center, Université Paris Dauphine) and Bas Werker (Tilburg University)

Study realised by Rob Alessie, Viola Angelini (University of Groningen), Agar Brugiavini, Danilo Cavapozzi (Ca’ Foscari University of Venice), Martina Celidoni and Guglielmo Weber (University of Padua)

Study realised by Christophe Daniel (GRANEM, Angers University), Anne Lavigne (LEO, Orléans University), Stéphane Mottet (GRIEF, Poitiers University), Jésus-Herell Nze Obame (GRANEM, Angers University), Bruno Séjourné (GRANEM, Angers University), Christian Tagne (LEO, Orléans University)